Cash App $12.5M Settlement: Who Qualifies for the $147 Spam Text Payout? 

By: Kinsley

On: Wednesday, October 8, 2025 9:35 AM

Cash App $12.5M Settlement: Who Qualifies for the $147 Spam Text Payout?

Accidentally one of the thousands of people have received Cash App referral text messages. Then compensations of 88-147 dollars may be obtained. This is part of a 12.5 million class action settlement that awaits approval by the courts in the US.

We shall inform you in this article what this settlement is who is entitled to it and how you may take your share–because time is running out.

Block, Inc. is accused of Sending Spam Texts City

Cash App parent company, Block Inc. was being sued on the grounds that thousands of people were sent promotional messages without their agreement using the Invite Friends section of the program.

It was submitted to federal court, Washington state, in November 2023. One of the plaintiffs, Kimberly Bottoms, claimed that such a feature was sending referral links to non-users against their will and that this amounted to violation of privacy.

According to the complaint, this move would be in violation of Consumer Electronic Mail Act and Washington Consumer Protection Act.

Block Inc. had not yet pleaded guilty but it decided to pay the sum of money 12.5 million dollars as a way of preventing unnecessary litigation and legal costs.

Why was Cash App sued?

The conflict began November 14, 2019, when referral texts were sent to mobile numbers with Washington state area codes with Cash App.

These communication messages were linked in such a way that new users were free to get cash bonuses on behalf of the existing users.

According to the complaint, many people never had a relationship with Cash App and had not issued the order of such promotional messages.

The records in the court revealed that these automated messages could have compromised approximately 2 million mobile numbers.

In the argument of the suit, it was claimed that Cash App did not take reasonable measures in ensuring that only messages that were sent to persons who agreed to the message were received.\

Settlement: To whom, and how much?

At this point we may proceed to the most important owning who will be eligible and the value of the compensation to be obtained.

And in a settlement, in case you received one (or more) unsolicited referral messages on Cash App and have the state of Washington as your phone number, you can collect a payment.

It is a 12.5 million settlement money where qualified individuals will receive a payment ranging between 88 and 147 dollars.

This will be based on the number of people who will make claims.

This is among the components of the 500 dollar per message punishment as stated by the Washington law. The payments are to be made through the check or through the electronic (PayPal, Venmo, eBay Deposit, etc.) ones.

Making Your Claim – On Time

The members of the settlement class will be informed either via email or by a post.

Moreover, an online informing campaign will be launched to ensure that the information is received even by the people that will be not recognized directly.

This will be achieved by designing a special settlement page whereby qualified persons will be in a position to fill a claim form.

The deadline of claims will be informed after the first acceptance of the court.

The installments will be made once the claim is verified.

Association of Block Inc. with Controversies over long period

It is not the first lawsuit Cash App has engaged in.

Block Inc. had to grapple with numerous legal problems in the past.

Of late the company factored out 15 million data breach lawsuit and paid up to 2,500 to its affected users.

In addition, the Consumer Financial Protection Bureau (CFPB) fined the company 175 million dollars in failures to service customers and inadequacy in fraud protection.

All these episodes determine the fact that the sphere of fintech is turning into the object of close regulation as far as the protection of data, consent of the customers, and their privacy are concerned.

The importance of this case on the users

It is not a case of two text messages that are litigated, but one of the right to online privacy.

It makes us to recall the fact that in the current digital age Consent Matters, i.e. consent does matter.

Not only is it inconvenient, it is also a violation of your right to privacy in case you ever received a referral message that was not dispatched with your authorization.

This settlement will be aimed at giving justice to the users and punishing companies.

Why swift action is crucial

The timeframe of claim filing will be declared shortly after the court has given preliminary approval to it.

This is a good reason to make the claim as soon as possible since the likelihood of the eligibility of the number of people is quite high (approximately two million).

Keep in mind—

  • The limit on the amount of payment is limited to 12.5 million.
  • You will not be compensated in case you do not do it on time or provide them with a false information.
  • One should not only use official websites or emails but also not fraudulent links or messages.

Why this settlement matters

It is also a sign of the ability of the consumers to protect their online rights as this is not a situation of a payment of $147.

The technological companies are growing rapidly, and millions of users can use robots without permission.

It is a settlement that humans still value human consent and privacy over the technological breakthrough.

It is also by use of this case that the common consumers can be given a voice to speak against the large companies and seek justice.

Conclusion

The $12.5 million settlement by Cash App is not merely a pay structure, but an achievement of consumer strength, digital legal rights, and legal consciousness.

You can get it, provided you are qualified.–do not pass up this chance.

Check your details immediately when the process of claim has started and submit application using the official site.

It is not about $147 but about the trust you had put on online platforms and now justice is in your hands.

FAQs

Q1. Who is eligible for the Cash App $12.5M settlement?

A. Anyone who received one or more unsolicited Cash App referral text messages in Washington State since November 14, 2019, may qualify for compensation.

Q2. How much payment will eligible users receive?

A. Qualified claimants can receive between $88 and $147, depending on the total number of valid claims submitted before the deadline.

Q3. How can I claim my Cash App settlement payout?

A. You can file your claim through the official settlement website once it opens. Payments will be made via check, PayPal, Venmo, or eBay deposit.

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